Plan it before it moves
Give every pound a job by assigning it to an envelope. Planning is the main way you use PocketPilot, not a report you read afterwards.
Plan every pound.
Then see exactly what it bought.
Your bank tells you where the money went. Your receipts know what you actually carried home. PocketPilot keeps both halves in one place, so you can plan your money before it moves and check what it became afterwards.
Free to join · Invitations go out in small groups, UK households first.
This month’s plan
Illustration
Food shop£310 of £420£110 left
Fuel£64 of £90£26 left
Bills£512 of £512Covered
Everything else£88 of £160£72 left
Saturday’s shop
Illustration
Corner Market14 items · Saturday
£86.40
Matched
Card ending 4471Cleared · same day
£86.40
Amount matches
Date matches
Card matches
And underneath it, the actual shopping
Oat milk 1L£1.35
Washing powder 40 wash£8.00up £2.00
Chicken thighs 1kg£5.49cheapest here
What is PocketPilot?
A budget you steer, and a record you can actually check
Most money apps are rear-view mirrors: they tell you what happened, sorted into categories. PocketPilot is built the other way round. You decide what each pound is for before it moves, then the receipts prove what it turned into, down to the individual item.
Photograph the receipt
PocketPilot reads the merchant, date, total, card and each line item, and tells you plainly which parts it is unsure about.
Match it to the payment
Receipts are matched to card payments on amount, date, card and merchant, with the reasons shown. You accept it or correct it. Nothing is silently assumed.
Learn what things cost you
Repeat purchases are grouped across shops, so you can see the cheapest place you have actually bought something and how its price has moved.
Planning
Decide first, spend second
Set up envelopes for the things you actually spend on, and pour your income into them at the start of the cycle. When something is covered, it stops being a worry. When it is short, you see it while there is still time to move money.
- Envelopes for regular costs, one-offs, and sinking funds
- Pay cycles that follow your payday, not the calendar month
- Bills you have confirmed, on a calendar you can trust
Bills due this cycle
Illustration
RentDue 1st£820.00
ElectricityDue 12th£94.00
BroadbandDue 18th£31.00
Car insuranceDue 24th£58.00
Set aside £1,003 of the £1,003 due. Two envelopes are still filling.
Receipts
The line items, not just the total
Photograph a receipt and PocketPilot reads it: merchant, date, card, total, and every line on it. That is where the useful detail lives: a £86 supermarket trip is not one fact, it is fourteen.
Reading a crumpled receipt is genuinely hard. When the extractor is not confident, it says so and leaves the value editable rather than guessing.
Receipt review
Illustration
Oat milk 1L£1.35
Washing powder 40 wash£8.00up £2.00
Chicken thighs 1kg£5.49cheapest here
Tinned tomatoes ×4£2.60
Coffee 200g£4.75
One line was hard to read. It is left blank and editable, not guessed.
Price history
What you pay, where you paid it
The same product bought in different shops is grouped together, so a month of ordinary shopping quietly becomes a price record. Not a catalogue someone else is selling you, but your own receipts over time.
PocketPilot has no affiliate, commission or referral relationships. Nothing the price comparison shows you is paid placement.
Washing powder, 40 wash
Illustration
Corner Market£6.00Cheapest
High Street Grocer£7.25
Retail Park Superstore£8.00
Built from four of your own receipts between March and August. Prices are what you were actually charged, not an advertised rate.
Why bother
A category is not an answer
Every budgeting app can tell you that £86.40 went to a supermarket and label it “Groceries”. None of them can tell you that the washing powder went up £2 this month, that a third of the bill was meat, or that the same pack was cheaper at the shop you went to last week.
That information is already in your pocket, printed on the receipt. PocketPilot reads it, ties it to the payment it belongs to, and keeps the history, so the price knowledge builds up from your own shopping rather than from a catalogue someone else is selling.
How we intend to behave
The rules we are building to
These are commitments, written down before launch so they can be held against us afterwards.
Automation with review
When PocketPilot is not sure, it says so and leaves the value editable. It will never quietly swap an uncertain figure for a plausible one, and it will never invent a number to fill a gap.
Nothing is sold
We do not sell customer data or use it for advertising. We use a small number of infrastructure providers to run the service, under contracts that limit them to processing it for us.
Read-only by design
PocketPilot never moves your money. It cannot make a payment, and it is not lending, credit, investment or tax advice.
Beta participants have full UK data-protection rights from the first day, including export and deletion. Production data is planned to be hosted in the UK. Read the full data and security position.
What it will cost
Honestly, we have not set the price
The plan is a free tier for one person, and a paid tier that adds unlimited receipts, the price tracker, shared jars, custom pay cycles, a second adult in your household, and live bank sync once a UK provider is approved.
We are not publishing numbers yet, because the price depends on supplier costs we are still negotiating and we would rather say nothing than quote a figure we have to take back. The beta itself is free, and nobody is charged without asking first.
Questions
The things people ask first
Can I use it yet?
Not yet. PocketPilot is in development and the closed beta runs by invitation, in small groups, UK households first. Joining the waitlist is how you get one.
Does it connect to my bank?
Not at launch. You bring your transactions in by importing a CSV statement from your bank, which every UK bank can export. Live bank sync is planned, but it depends on an approved UK Open Banking provider, and we will not describe it as a feature until that is actually in place.
Do I have to photograph every receipt?
No. The budget and the imported transactions work on their own. Receipts add the line-item detail and the price history, so photograph the shops where that detail is worth having and ignore the rest.
What happens to my data?
It is yours, it is not sold, and you can export or delete it. The security page sets out the detail, and the waitlist privacy notice covers what happens to the address you give us today.
Early access
Want an early invitation?
Invitations go out in small groups so support stays personal. Tell us where to send yours.